Credit Cards
Choosing the right credit card is easier than ever.
No matter which card you choose, you’ll enjoy important features like:
- EMV smart chip technology for added security
- Mobile purchasing capability for added convenience
- Plus much more!
Do you already have a BankCherokee Credit Card? Manage your account online!
Looking for a Business Credit Card? Take a look at our business credit card options.

Visa Signature® Real Rewards Card
Rewards To Use The Way You Want
- Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).
- Reward bonus – $25 value awarded after first purchase, redeemable as a cash deposit or a statement credit.
Premier Rewards American Express® Card
Rewards To Use The Way You Want
- Earn up to 4x on eligible net purchases, 4x on restaurant purchases, 3x on airline purchases, 2x on gas station purchases and 1x on all other eligible net purchases.
- $100 cash back after you spend $1,000 in the first 3 months.
- $0 introductory Annual Fee for the first year. After that, $99 Annual Fee.
Cash Rewards American Express® Card
Flexible Cash Rewards
- Earn up to 3% cash back at gas stations.
- Also earn up to 2% cash back at supermarkets and 1% on all other eligible net purchases.
- Reward bonus – $25 value awarded after first purchase, redeemable as a cash deposit or a statement credit.
Visa® Platinum Card
Pay Down Balances
- Extended introductory offer.
- Save on interest and pay down your other credit card balances faster.
Secured Visa® Card
Build Your Credit
- Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card.
- $35 Annual Fee.
- Remember, late payments and going over the credit limit may damage your credit history.
Visa Signature® College Real Rewards Card
Build Your Credit
- Excellent opportunity for someone starting a credit history.
- Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).
- Reward bonus – $25 value awarded after first purchase, redeemable as a cash deposit or a statement credit.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.
Pick the best rewards card for you!
See which card provides you the greatest reward based on your spending and point redemption preference.
Best Card for You