Personal Checking - BankCherokee

Personal Checking

Personalized Checking Accounts That Meet Your Needs

Life presents a whole host of challenges, among them efficiently managing your time and money. BankCherokee works with you to adapt to the changing times, circumstances, and new opportunities that are part of our lives. That’s why we offer a variety of personal checking & savings accounts.

All of our checking accounts come with these great perks!

Personal Checking Comparison Chart (pdf)


A Checking account that is flexible, simple, and loaded with benefits.

  • Minimum Opening Deposit: $50
  • Monthly Maintenance Fee: $5
  • Direct deposit account or 10+ posted CheckCard purchases avoids monthly fee.
  • Interest Bearing: No
  • ATM Withdrawals: Free*
  • Free eStatements or $5 per month for paper statements

CherokeeLifestyle (50 Plus)

A Checking account for those that are 50 Plus that is flexible, simple, loaded with benefits, and pays you interest.

  • Minimum Opening Deposit: $50
  • No Monthly Maintenance Fee
  • Interest Bearing: Yes
  • ATM Withdrawals: Free*
  • Free eStatements or $5 per month for paper statements

Additional Benefits

  • One Free Cashier’s Check per statement cycle


Our most complete package of banking services.

  • Minimum Opening Deposit: $100
  • Monthly Maintenance Fee: $10
  • Average balance of $1,000+ or $10,000 combined deposits/loans, fee waived**
  • Interest Bearing: Yes
  • ATM Withdrawals: Free*
  • Free eStatements or Paper Statements

Additional Benefits

  • Free box of personalized checks (standard design) annually or $10.00 credit annually towards a design of your choice
  • Up to $50 discount on first-year rent for Safe Deposit Box
  • One Free Cashier’s Check per statement cycle

Cherokee Credit

Take advantage of a convenient line of credit tied to your checking account. Cherokee Credit will protect your account from overdrafts and allows you to write yourself a small loan anytime***.

Talk to a banker today to see if this is a good option for you. We make banking easier!

BankLocal. BankBetter. BankCherokee.

Checking & Cherokee Credit Disclosures

* Some ATM machines may impose an additional ATM transaction fee unrelated to our accounts. This charge will be assessed on your account.

** Qualifying total includes outstanding balances only. Does not include third party deposit, mortgage, or credit card balances.

*** Subject to qualification.

**** Popmoney is an innovative personal payment service that eliminates the hassles of checks and cash. Popmoney allows you to send and receive money as easily as you send and receive email and text messages. Best of all, you don’t need a separate account. Just use your current checking. Transfer Money allows you to transfer between your BankCherokee account and your other accounts at other financial institutions.

Ready to Open a Checking Account?

Together, we’ll open an account that's just right for you.

Open an account

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